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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,683 | $172,111+36.4% | $150,298+56.1% | $137,256+71.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.15% | 69.37%-50.2pp | 62.79%-43.6pp | 220.34%-201.2pp |
| Employer contribution / active EE | $12,233 | $4,636+163.9% | $4,154+194.5% | $4,156+194.3% |
| Participant deferral / active EE | $9,886 | $6,166+60.3% | $5,453+81.3% | $6,407+54.3% |
| Admin fee / account holder | $2,783 | $16,471-83.1% | $14,116-80.3% | $12,270-77.3% |