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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,032 | $76,834-54.4% | $108,359-67.7% | $87,485-60.0% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 11.47% | 19.09%-7.6pp | 36.89%-25.4pp | 26.06%-14.6pp |
| Employer contribution / active EE | $1,645 | $1,556+5.7% | $2,399-31.4% | $2,596-36.6% |
| Participant deferral / active EE | $6,006 | $3,100+93.7% | $4,137+45.2% | $4,274+40.5% |
| Admin fee / account holder | $587 | $6,537-91.0% | $9,741-94.0% | $7,775-92.4% |