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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,819 | $86,050-61.9% | $189,758-82.7% | $94,015-65.1% |
| Participation rate | 66.2% | 68.9%-2.7pp | 79.8%-13.6pp | 70.8%-4.6pp |
| Annual return | 11.73% | 17.77%-6.0pp | 52.62%-40.9pp | 17.84%-6.1pp |
| Employer contribution / active EE | $2,425 | $2,819-14.0% | $4,767-49.1% | $2,790-13.1% |
| Participant deferral / active EE | $4,221 | $3,349+26.0% | $5,856-27.9% | $4,249-0.7% |
| Admin fee / account holder | $2,225 | $6,627-66.4% | $20,388-89.1% | $8,951-75.1% |