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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,982 | $106,524+579.6% | $152,301+375.4% | $87,485+727.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 15.64% | 26.89%-11.2pp | 80.50%-64.9pp | 26.06%-10.4pp |
| Employer contribution / active EE | $3,882 | $3,371+15.1% | $4,624-16.1% | $2,596+49.5% |
| Participant deferral / active EE | $16,197 | $6,525+148.2% | $8,004+102.4% | $4,274+279.0% |
| Admin fee / account holder | $12,026 | $8,287+45.1% | $14,398-16.5% | $7,775+54.7% |