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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,982 | $107,421+574.0% | $182,262+297.2% | $94,015+670.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 15.64% | 21.32%-5.7pp | 140.60%-125.0pp | 17.84%-2.2pp |
| Employer contribution / active EE | $3,882 | $3,448+12.6% | $5,046-23.1% | $2,790+39.1% |
| Participant deferral / active EE | $16,197 | $6,558+147.0% | $8,276+95.7% | $4,249+281.2% |
| Admin fee / account holder | $12,026 | $8,692+38.4% | $16,712-28.0% | $8,951+34.4% |