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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,349 | $102,429+272.3% | $147,096+159.3% | $80,925+371.2% |
| Participation rate | 70.4% | 75.9%-5.5pp | 82.2%-11.8pp | 67.7%+2.7pp |
| Annual return | 13.27% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $6,103 | $3,716+64.3% | $4,936+23.6% | $2,756+121.4% |
| Participant deferral / active EE | $9,425 | $6,649+41.8% | $8,071+16.8% | $4,299+119.3% |
| Admin fee / account holder | $43,006 | $7,957+440.5% | $13,005+230.7% | $6,940+519.7% |