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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,751 | $68,880+5.6% | $120,580-39.7% | $80,959-10.1% |
| Participation rate | 70.0% | 61.7%+8.3pp | 72.0%-2.0pp | 67.7%+2.3pp |
| Annual return | 7.17% | 23.68%-16.5pp | 107.48%-100.3pp | 35.67%-28.5pp |
| Employer contribution / active EE | $1,046 | $2,066-49.4% | $3,469-69.9% | $2,757-62.1% |
| Participant deferral / active EE | $1,656 | $3,191-48.1% | $4,995-66.9% | $4,300-61.5% |
| Admin fee / account holder | $8,978 | $5,785+55.2% | $9,418-4.7% | $6,925+29.6% |