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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,751 | $68,573+6.1% | $120,368-39.6% | $80,874-10.0% |
| Participation rate | 70.0% | 61.6%+8.4pp | 71.9%-1.9pp | 67.6%+2.4pp |
| Annual return | 7.17% | 23.61%-16.4pp | 107.26%-100.1pp | 35.62%-28.4pp |
| Employer contribution / active EE | $1,046 | $2,052-49.0% | $3,465-69.8% | $2,756-62.1% |
| Participant deferral / active EE | $1,656 | $3,174-47.8% | $4,991-66.8% | $4,297-61.5% |
| Admin fee / account holder | $8,978 | $5,734+56.6% | $9,429-4.8% | $6,935+29.5% |