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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,462 | $275,752-75.5% | $256,809-73.7% | $198,609-66.0% |
| Participation rate | 91.7% | 89.2%+2.5pp | 88.5%+3.1pp | 82.4%+9.3pp |
| Annual return | 13.27% | 34.81%-21.5pp | 32.73%-19.5pp | 202.70%-189.4pp |
| Employer contribution / active EE | $2,029 | $7,721-73.7% | $7,263-72.1% | $5,055-59.9% |
| Participant deferral / active EE | $883 | $10,037-91.2% | $9,520-90.7% | $6,977-87.3% |
| Admin fee / account holder | $8,852 | $25,716-65.6% | $25,146-64.8% | $19,030-53.5% |