Filed April 2, 2009
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $62,683 |
DAVID ROMANO7 years Filed as: DAVID B MURRAY Service code 55 188 STATE STREET · PORTLAND, ME 04101 | Other Commissions | $30,315 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,801 | $36,773+0.1% | $189,758-80.6% | $85,660-57.0% |
| Participation rate | 22.7% | 63.3%-40.6pp | 79.8%-57.1pp | 74.8%-52.2pp |
| Annual return | 15.79% | 55.47%-39.7pp | 52.62%-36.8pp | 19.52%-3.7pp |
| Employer contribution / active EE | $349 | $1,536-77.3% | $4,767-92.7% | $4,199-91.7% |
| Participant deferral / active EE | $1,002 | $1,800-44.3% | $5,856-82.9% | $3,518-71.5% |
| Admin fee / account holder | $125 | $132-5.3% | $20,388-99.4% | $224-44.4% |