Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,404 | $65,246-30.4% | $98,716-54.0% | $67,986-33.2% |
| Participation rate | 67.3% | 51.4%+15.9pp | 69.3%-2.0pp | 57.2%+10.1pp |
| Annual return | 20.93% | 20.58%+0.3pp | 31.81%-10.9pp | 31.67%-10.7pp |
| Employer contribution / active EE | $1,426 | $1,042+36.9% | $2,279-37.4% | $2,019-29.3% |
| Participant deferral / active EE | $2,899 | $2,594+11.7% | $4,048-28.4% | $3,358-13.7% |
| Admin fee / account holder | $2,916 | $4,561-36.1% | $8,703-66.5% | $3,203-9.0% |