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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,153 | $83,898+115.9% | $133,346+35.9% | $94,015+92.7% |
| Participation rate | 73.1% | 63.4%+9.7pp | 72.8%+0.2pp | 70.8%+2.3pp |
| Annual return | 10.41% | 16.00%-5.6pp | 36.85%-26.4pp | 17.84%-7.4pp |
| Employer contribution / active EE | $1,657 | $1,821-9.0% | $2,853-41.9% | $2,790-40.6% |
| Participant deferral / active EE | $5,045 | $3,245+55.5% | $4,332+16.5% | $4,249+18.7% |
| Admin fee / account holder | $54,953 | $7,809+603.8% | $14,264+285.3% | $8,951+513.9% |