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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,153 | $74,535+143.0% | $100,712+79.9% | $82,637+119.2% |
| Participation rate | 73.1% | 61.2%+11.9pp | 69.3%+3.8pp | 68.1%+5.0pp |
| Annual return | 10.41% | 18.92%-8.5pp | 33.27%-22.9pp | 53.51%-43.1pp |
| Employer contribution / active EE | $1,657 | $1,503+10.2% | $2,313-28.4% | $2,552-35.1% |
| Participant deferral / active EE | $5,045 | $3,074+64.1% | $4,085+23.5% | $4,126+22.3% |
| Admin fee / account holder | $54,953 | $6,576+735.7% | $9,256+493.7% | $7,339+648.8% |