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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,592 | $149,446-26.7% | $256,809-57.3% | $94,015+16.6% |
| Participation rate | 96.3% | 85.3%+11.0pp | 88.5%+7.8pp | 70.8%+25.5pp |
| Annual return | 11.67% | 17.55%-5.9pp | 32.73%-21.1pp | 17.84%-6.2pp |
| Employer contribution / active EE | $5,853 | $4,596+27.3% | $7,263-19.4% | $2,790+109.8% |
| Participant deferral / active EE | $2,856 | $6,491-56.0% | $9,520-70.0% | $4,249-32.8% |
| Admin fee / account holder | $829 | $24,035-96.6% | $25,146-96.7% | $8,951-90.7% |