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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,592 | $146,267-25.1% | $197,124-44.4% | $82,448+32.9% |
| Participation rate | 96.3% | 84.0%+12.3pp | 86.7%+9.6pp | 68.1%+28.2pp |
| Annual return | 11.67% | 29.61%-17.9pp | 44.34%-32.7pp | 41.64%-30.0pp |
| Employer contribution / active EE | $5,853 | $4,723+23.9% | $6,227-6.0% | $2,551+129.4% |
| Participant deferral / active EE | $2,856 | $7,035-59.4% | $9,135-68.7% | $4,139-31.0% |
| Admin fee / account holder | $829 | $14,422-94.3% | $16,298-94.9% | $7,234-88.5% |