401(k) Retirement Plan · Active
FIDELITY RETIREMENT SAVINGS PLAN
FMR LLC·EIN 043532603
245 SUMMER STREET V1B · BOSTON, MA 02210
Plan year
2024
Plan #
002
Industry
Filing ACK
202510101531…
Prospect flagsCorrective distributions
Summary metrics
Total assets (EOY)
$34201.6M
$371,870 per participant
Active participants
93,003
74.6% participation
Participation rate
74.6%
62nd percentile
Annual return
18.08%
85th percentile
Admin expense
0.00%
% of assets
Flag timeline
Issue history by plan year
Tripped years: 4Watched years: 0
2021
1 tripped
2022
1 tripped
2023
1 tripped
2024
1 tripped
CleanWatchedTripped (shade = count)
Section 02
How this plan compares
Peer groupIndustry52, Assets>$1B, Participants>=10,000, Snapshot2024
- Participant contribution$11,04455th pctile
- Employer contribution$18,76187th pctile
- Participation rate74.6%62nd pctile
- Assets per participant$371,87076th pctile
- Expense efficiency$094th pctile
- Annual return18.08%85th pctile
Overall peer rank
- Bottom quartile
- Mid
- Top quartile
Averaged across 6 normalized metrics within the selected peer group.
Fee trend
Fee trend vs peer
Less than 3 years of fee history available (0 on file)
Return trend
Section 03
10-year trajectory2021 - 2024
How plan year 2024 played out
Asset flow
+$5.55B
Start of year to end of year
Section 04
Asset composition
End-of-year allocation
Cash drag vs peers
Plan cash
0.0%
Peer average
0.9%
In line with peersPeer marker at 0.9%
Section 04
Service providers
Top 2 by compensation
| Provider | Service type | Compensation |
|---|---|---|
FID INV INST OPS CO Service code 15 | Recordkeeping | $6,987 |
FIDELITY BROKERAGE SERVICES LLC Service code 60 | Sub-TA Fees | $0 |
Section 05Plan features & details
ShowHide features, contributions, expenses, fidelity bond & compliancePension benefit codes2E2F2G2J2K2R2S2T
Section 05
Plan features & details
ShowHide features, contributions, expenses, fidelity bond & compliance
Pension benefit codes2E2F2G2J2K2R2S2T
Plan features
- 2EProfit-sharingProfit-sharing plan.
- 2FERISA section 404(c) planThis plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
- 2GTotal participant-directed account planParticipants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
- 2JCode section 401(k) featureCash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
- 2KCode section 401(m) arrangementEmployee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
- 2RParticipant-directed brokerage accountsParticipant-directed brokerage accounts provided as an investment option under the plan.
- 2SAutomatic enrollmentPlan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
- 2TDefault investment accountTotal or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
Contributions
Employer total$1,291,449,407
Participant total$760,248,320
Employer / P$18,761
Participant / P$11,044
Expenses
Admin expenses$0
Per participant$0.00
% of assets0.00%
Fidelity bond
Coverage amount$100,000,000
% of assets0.29%Below ERISA §412 10% minimum
Section 06
Other plans under this sponsor
Same EIN ·043532603